Cultivating agribusiness growth and success.
Agribusinesses experience risks that are unique, complex and often not properly addressed by traditional insurance. Most companies see their costs rise year over year, sometimes with limited visibility as to why and few tools to manage them.
We understand the challenges you face as your operation grows. That’s why we’ve collaborated to create TrueAg Insurance Exchange and AgShield Alliance Insurance Exchange, two group captives that offer tailored, member-controlled solutions.
Financial Return
Maximize profits and control your financial outcomes.
Retain profits typically kept by traditional carriers, with the potential for certain valuable tax advantages subject to applicable laws. Based on performance, you may also receive returns from underwriting profit. In favorable markets, you may benefit from premium savings while aligning financial incentives with smart risk management practices.
Risk Control & Stability
Stabilize costs and enhance your risk management strategies.
Help stabilize your insurance costs and reduce exposure to volatile market swings. Gain greater involvement in claims handling and reserve decisions, while collaborative risk management practices aim to reduce both loss frequency and severity across your operations.
Market & Cost Advantage
Leverage collective power for better pricing and terms.
Collective purchasing power can provide access to better pricing and terms that may not be available to individual operations. Members may benefit from access to competitive rates, potential reduced costs across all coverage layers and transparent broker compensation structures aligned with your business goals.
Agribusiness Alignment & Customization
Built by agribusiness, by agribusiness companies.
You'll be rated by your own performance record, not penalized by poor performers in other industries. Choose like-minded risk-sharing partners who share your operational values, retain influence over underwriting decisions and governance structure, and build a program that fits your specific needs.
TrueAg Insurance Exchange
TrueAg collaborates with TrueNorth to provide large-scale farmer-owned cooperatives with an innovative risk financing solution that is tailored to meet your business needs. This may be a good option for you’re seeking:
Expanded coverage options
Lower deductibles
Enhanced underwriting control
Renewal stability and understanding of claims impact on pricing
Ownership and profit-sharing opportunities
AgShield Alliance Insurance Exchange
In partnership with TrueNorth, AgShield offers agribusinesses and farmer-owned cooperatives of all sizes a solution designed for greater stability and control. This may be the right choice for you if you’re looking for:
Industry-leading agribusiness insurance expertise
Enhanced underwriting control
Strategies for improved safety and loss control
Stability in your renewals
Ownership, underwriting and investment income opportunities
Our Impact
Group Captive Success
Our risk management solutions supported the captive in achieving 38% fewer claims in 2024 than the 5-year average (2019-2023).
"TrueAg Insurance, a cooperative-owned group captive insurance company, is reshaping how we approach property and casualty insurance. TrueNorth's effective program management supports member cooperatives, strengthening TrueAg's sustainable future. Together, we can achieve greater resilience, improve safety, control costs and create value for our members."
Jason Klootwyk
President, TrueAg Insurance & CEO, Agtegra Cooperative
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