Transform your risks into brighter opportunities.
Local governments and public schools require well-designed, data-driven solutions for evolving risks, regulatory challenges and budget constraints. We combine deep industry knowledge with innovative risk management strategies, striving to secure your assets, keep operations running smoothly and make every insurance dollar count.
Local governments and public schools require well-designed, data-driven solutions for evolving risks, regulatory challenges and budget constraints. We combine deep industry knowledge with innovative risk management strategies, striving to secure your assets, keep operations running smoothly and make every insurance dollar count.
Public entities and schools deal with serious risks every day, from storm damage and slip-and-fall accidents to workplace injuries and hackers targeting confidential data. You need comprehensive protection for your assets, and appealing benefits offerings for your people. The right combination of risk management and insurance solutions allows you to focus on serving your community instead of worrying about what could go wrong.
Risk Management Assessments
Knowing the risk is the first step in ensuring the best outcomes.
We systematically identify, evaluate and prioritize risks — from operational vulnerabilities to regulatory challenges — so you can plan ahead and make informed choices. Our straightforward process is crafted to defend your resources, help manage compliance and keep your goals moving forward.
Property Insurance
Protecting your assets, preserving your operations, powering your recovery.
Your buildings, equipment and infrastructure are vital to the work you do for your community. We help you identify and secure the coverage tailored to your physical assets, so you can better maintain services and financial resilience when unexpected events occur.
Workers' Compensation
Keep your crew covered and your EMR in check.
Smart workers' comp management goes beyond basic coverage. Support your workforce with proactive loss control, plans for experience modification rate (EMR) control and effective return-to-work programs. Our construction-focused approach is designed to help you manage costs while focusing on protecting the backbone of your business — your team.
Auto Liability
Transportation safety extends beyond managing your auto inventory.
Vehicle safety matters when you're responsible for transporting people and performing essential job duties to benefit the public. Through specialized liability insurance, practical safety training, maintenance guidance and monitoring tools designed to reduce accidents, we strive to minimize the financial burden while enhancing operational reliability.
Management Liability
Leadership decisions shouldn't put personal assets at risk.
Education and public sector leaders experience unique legal exposures from employment decisions, governance choices and fiduciary responsibilities. We assist you with strategies crafted to shield your executives and organization from costly legal exposures and to mitigate reputation damage.
Employee Benefits
Competitive benefits help you attract and keep good people.
Rising healthcare expenses and complex regulations make benefits management challenging. We help you design benefit programs that are competitive in attracting talent while staying cognizant of budget goals and compliance efforts. Our approach focuses on clear goals and measurable results, so you can evaluate how your investment is supporting both your mission and your workforce.
Strategic Risk Financing
Make your insurance budget work for you.
Alternative approaches to control costs can drastically improve your cash flow. We help you explore self-insurance options, risk pooling and retention strategies intended to comply with your budget while maintaining solid protection against risk.
Risk & Workforce Solutions
Innovation at the core of asset protection.
Using advanced technology and data analytics tools, we seek to streamline your risk management processes. Our solutions include contract management, embedded tenant liability coverage and holistic asset protection strategies tailored for the education and public sector industries.
Who We Serve
Educational Institutions
Cities
Counties
Municipal Utilities
Special Districts
Awards & Recognition
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