Explore your options with a member of our team.
Independent Advantage

Insurance built for

independent contractors.

Built for the road ahead.

From truck and business insurance to health and wellness coverage, TrueNorth’s Independent Advantage program helps independent contractors protect their livelihood, on and off the road. We've got the specialized guidance you need — fill out the form to get started with a quote.

800-397-7515

Managing life on the road shouldn’t mean sacrificing protection or peace of mind. Independent Advantage gives drivers the tools to operate confidently, help protect what matters and plan for long-term success.

"TrueNorth showed us how to think about and manage risk in a different way. They continue to build trust by delivering upon their commitments, and we expect to have them as part of the J&M operations for a long time to come."

Harold Sumerford Jr.

CEO J&M Tank

“Whether it's day-to-day service, a unique request, or a special project, since becoming a client in 2001 we’ve appreciated TrueNorth’s positive energy and commitment to excellence.”

Alison Heim

Director of Finance Schneider

“TrueNorth has been critical as we’ve increased our Final Mile footprint and expanded our IC platform. From program structure to administrative tools and third-party training applications, they always have the management of our risks in their sights.”

Eric McConnell

VP of Risk Management J.B. Hunt Transport, Inc.

Truck Insurance

Coverage that works as hard as you do.

Truck insurance that gets you on the road — fast. Affordable, cost-effective and built for independent contractors leased on to a motor carrier, as well as small fleets with their own DOT authority, our coverage meets the needs of most motor carriers and lien-holders. Helping protect your trucks, business and livelihood.

Health Insurance (TrueChoices)

Protection for you and your family.

Health insurance shouldn't be complicated. With TrueChoices, owner-operators can access cost-effective, guaranteed-issue medical, dental, vision, critical illness, accident and disability coverage. A bonus? Streamlined enrollment with just one number to call. Because protecting your health is part of protecting your business.

Final Mile Service Providers

Support designed for the fast lane.

As a Final Mile contractor, your business moves fast. So do your challenges. We provide flexible insurance options, operational tools and business support tailored to carriers running under their own authority. Whether you're scaling or staying lean, we help manage risk, support compliance efforts and focus on growing your business.

Business Services

Solutions that keep your business moving.

Leverage our suite of tools designed to help you prepare for DOT audits and support your team's well-being. Plus, access exclusive truck parking discounts through our partnership with Outpost (use TrueNorth10 for a discount).

Ready to get started?

The TN Truck App is built for drivers who want control, speed and simplicity. Apply for insurance, upload documents, track your certifications and access key resources, all from your phone. Whether you're parked or on the move, your coverage moves with you.

"Even when I had my accident, TrueNorth was with me every step of the way and handled everything in a timely manner. A company like TrueNorth is what drivers need to keep America running."

Robert Smith

Independent Contractor

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"TrueNorth is the easiest insurance brokerage company I have ever dealt with. They provided so much care and comfort when my wife was diagnosed with cancer, they literally walked me through the claims process. The financial support this policy provided was an enormous weight off my shoulders."

Michael Lemon

Independent Contractor

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"As an owner-operator, I know I can rely on TrueNorth to meet my needs, whether it be in truck insurance or personal insurance. I would definitely recommend them to do business with."

Neal Cook

IA Client

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