Avoid Buying Flood-Damaged Vehicles
When purchasing a vehicle, especially a used vehicle, there is a risk of buying a car or truck that has flood damage. In the wake of major natural disasters like Hurricane Katrina, Superstorm Sandy, or even the historic Cedar Rapids flood of 2008, the used car market is often inundated with flood-damaged cars and trucks, many of which are cleaned and transported to other parts of the country to be sold to unsuspecting consumers.
Signs of Damage
Vehicles damaged by floods can have engine, fuel, transmission, brakes, interior climate and other control system damage. Beyond that, the vehicle may look like it is in good condition from the outside, but moisture inside can have devastating effects that can lead to problems with:
- Electronics, such as engine controls or brake signals
- Dashboard rotting
- Airbags and safety sensors
- Interior upholstery, carpeting and roof
Unlike the purchase of a new vehicle, most states’ lemon laws do not apply for purchases of used vehicles. In addition, many states do not require a grace period on used purchases as well. Therefore, you must thoroughly inspect a used car or truck before deciding to hand over your money and sign on the dotted line.
Check Before Buying
To lessen your risk of buying a flood-damaged vehicle, take these buying guidelines into account:
- Check the title history of the vehicle.
- Inspect the interior and engine compartment for any evidence of water.
- Be wary of a vehicle that was recently shampooed.
- Look for water residue or stains from evaporated water under the floorboard carpet.
- Look for rust on the inside of the vehicle and under the carpeting. Inspect the upholstery for fading.
- Look out for musty smells in the inside of the vehicle and in the trunk.
- Check for rust on screws in the console area where water would not normally reach.
- Look for mud and grit behind wiring harnesses and around the starter motors, power steering and relays.
- Inspect the wiring system.
TrueNorth Can Insure Your Vehicle
As always, TrueNorth is happy to assist you by providing comprehensive auto insurance and financial solutions for both home and business. Call (319) 739-1277 for an insurance quote to help safeguard the things that matter most to you.